Stablecoin Yields Today: Exchange and DeFi Rates
Not investment advice. Yields change daily and can drop to zero. DeFi deposits carry smart-contract, depeg and liquidity risk; exchange products carry counterparty risk.
| Exchange | Asset | Rate (APR) | Product | 1d change | 7d trend |
|---|---|---|---|---|---|
| OKX | USDT | 5.74% | Simple Earn market rate (24h avg, before OKX fee) | +1.59 | |
| OKX | USDC | 4.50% | Simple Earn market rate (24h avg, before OKX fee) | 0.00 | |
| Gate | USDC | 4.23% | Simple Earn (flexible) | +0.25 | |
| Gate | USDT | 3.03% | Simple Earn (flexible) | +0.10 | |
| Bybit | USDC | 2.36% | USDC Flexible Savings | −0.02 | |
| Bybit | USDT | 2.26% | USDT Flexible Savings | +0.14 |
| Protocol | Pool | APY | TVL | Chain | Base / Reward | 1d change | 7d change | 30d change | 7d trend |
|---|---|---|---|---|---|---|---|---|---|
| Apyx Protocol | APXUSD (apyUSD vault) | 13.46% | $148M | Ethereum | 13.46% / — | +0.01 | — | — | |
| Pareto Credit | USDC (FalconX) | 8.07% | $141M | Ethereum | 8.07% / — | 0.00 | — | — | |
| Morpho Blue | STEAKUSDG | 7.02% | $521M | Robinhood Chain | 4.01% / 3.01% | +0.18 | — | — | |
| Centrifuge Protocol | USAT (Janus Henderson AAA CLO Fund) | 6.93% | $288M | Ethereum | 6.93% / — | +0.15 | — | — | |
| Centrifuge Protocol | USDC (Janus Henderson AAA CLO Fund) | 6.93% | $264M | Avalanche | 6.93% / — | +0.15 | — | — | |
| Re | REUSD | 6.91% | $351M | Ethereum | 6.91% / — | 0.00 | — | — | |
| USD AI | SUSDAI (30d unlock) | 6.78% | $440M | Arbitrum | 6.78% / — | −0.09 | — | — | |
| Sky Lending | STUSDS (Expert Mode) | 6.58% | $176M | Ethereum | 6.58% / — | +0.35 | — | — | |
| Morpho Blue | SIRLOINUSDC | 5.87% | $460M | Base | 3.34% / 2.54% | 0.00 | — | — | |
| Sky Lending | USDS (GROVE Farming Pool) Incentive | 5.86% | $150M | Ethereum | — / 5.86% | 0.00 | — | — | |
| Morpho Blue | SENPYUSDPRIMEV2 | 5.86% | $195M | Ethereum | 3.76% / 2.10% | +0.11 | — | — | |
| Jupiter Lend | USDC (Earn) | 5.81% | $466M | Solana | 5.81% / — | +0.30 | — | — | |
| Morpho Blue | SENRLUSDV2 Incentive | 5.44% | $432M | Ethereum | 2.65% / 2.79% | −0.09 | — | — | |
| Morpho Blue | SENPYUSDMAIN Incentive | 5.35% | $357M | Ethereum | 2.18% / 3.17% | −0.08 | — | — | |
| Ethena USDe | SUSDE (7 days unstaking) | 5.19% | $1.1B | Ethereum | 5.19% / — | +0.02 | — | — | |
| Morpho Blue | STEAKUSDC | 5.12% | $140M | Ethereum | 5.12% / 0.00% | −0.16 | — | — | |
| Morpho Blue | GTUSDCP | 5.09% | $401M | Base | 5.09% / 0.00% | 0.00 | — | — | |
| Maple | USDC (Syrup USDC) | 5.09% | $2.5B | Ethereum | 5.09% / 0.00% | +0.02 | — | — | |
| Morpho Blue | STEAKUSDC | 5.08% | $147M | Base | 5.08% / 0.00% | −0.03 | — | — | |
| Morpho Blue | USDE Incentive | 5.00% | $404M | Base | 0.00% / 5.00% | 0.00 | — | — | |
| Morpho Blue | USDE Incentive | 5.00% | $358M | Robinhood Chain | 0.00% / 5.00% | 0.00 | — | — | |
| Maple | USDT (Syrup USDT) | 4.97% | $676M | Ethereum | 4.97% / 0.00% | +0.07 | — | — | |
| Usual USD0 | BUSD0 Incentive | 4.91% | $496M | Ethereum | — / 4.91% | +0.06 | — | — | |
| Maple | USDG (syrupUSDG) | 4.80% | $752M | Ethereum | 4.80% / 0.00% | −0.14 | — | — | |
| Morpho Blue | SPARKUSDC | 4.57% | $499M | Base | 4.57% / 0.00% | 0.00 | — | — | |
| Aave V3 | SGHO | 4.50% | $221M | Ethereum | 4.50% / — | 0.00 | — | — | |
| JustLend V1 | USDD Incentive | 4.01% | $381M | Tron | 0.00% / 4.01% | +0.19 | — | — | |
| Spark Savings | USDT | 4.00% | $412M | Ethereum | 4.00% / — | 0.00 | — | — | |
| Jupiter Lend | PYUSD (Earn (Sentora Market)) | 3.92% | $252M | Solana | 3.92% / — | 0.00 | — | — | |
| BlackRock BUIDL | BUIDL | 3.88% | $272M | BSC | 3.88% / — | 0.00 | — | — | |
| BlackRock BUIDL | BUIDL (Institutional) | 3.88% | $229M | Ethereum | 3.88% / — | 0.00 | — | — | |
| BlackRock BUIDL | BUIDL | 3.86% | $968M | Aptos | 3.86% / — | +0.01 | — | — | |
| BlackRock BUIDL | BUIDL | 3.86% | $417M | Avalanche | 3.86% / — | +0.01 | — | — | |
| BlackRock BUIDL | BUIDL | 3.86% | $585M | Solana | 3.86% / — | +0.01 | — | — | |
| Invesco USTB | USTB | 3.83% | $424M | Ethereum | 3.83% / — | −0.01 | — | — | |
| Sky Lending | SUSDS | 3.80% | $4.5B | Ethereum | 3.80% / — | 0.00 | — | — | |
| Spark Savings | USDS | 3.80% | $477M | Arbitrum | 3.80% / — | 0.00 | — | — | |
| Sky Lending | SUSDS | 3.80% | $477M | Arbitrum | 3.80% / — | 0.00 | — | — | |
| Spark Savings | USDC | 3.80% | $273M | Ethereum | 3.80% / — | 0.00 | — | — | |
| BlackRock BUIDL | BUIDL | 3.53% | $173M | Ethereum | 3.53% / — | 0.00 | — | — | |
| SparkLend | USDS (SPK Farming Pool) Incentive | 3.53% | $551M | Ethereum | — / 3.53% | +0.16 | — | — | |
| Morpho Blue | STEAKEURCV | 3.00% | $161M | Ethereum | 3.00% / 0.00% | 0.00 | — | — | |
| SparkLend | USDS | 2.80% | $426M | Ethereum | 2.80% / — | 0.00 | — | — | |
| Sky Lending | SDAI | 1.25% | $187M | Ethereum | 1.25% / — | 0.00 | — | — | |
| JustLend V1 | USDT | 1.16% | $160M | Tron | 1.16% / 0.00% | +0.03 | — | — | |
| Lista Lending | USD1 | 0.93% | $138M | BSC | 0.93% / 0.00% | 0.00 | — | — | |
| Aave V3 | USDE | 0.26% | $220M | Ethereum | 0.26% / — | 0.00 | — | — | |
| Aave V3 | USDE | 0.26% | $553M | Plasma | 0.26% / — | +0.01 | — | — | |
| Morpho Blue | SXSRLUSD | 0.11% | $500M | Ethereum | 0.11% / 0.00% | 0.00 | — | — | |
| Curve DEX | DAI-USDC-USDT Incentive | 0.00% | $162M | Ethereum | 0.00% / 0.00% | 0.00 | — | — |
Change log
How this table is built
Only stablecoin products are listed. DeFi pools need at least $10M TVL, must have no impermanent-loss exposure, and outliers are excluded. Data is collected every day at 00:00 UTC; the time above is the last successful update. Exchange figures are the simple annual rates (APR) the exchanges publish (OKX: the 24-hour average market lending rate before OKX fees, so lenders receive less); DeFi figures are compounding APY from DefiLlama, so the two are not directly comparable. Sources: DefiLlama, OKX, Bybit, Gate.io.