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# Stablecoin yields on Nov 5, 2026: Simple Earn market rate (24h avg, before OKX fee) up 1.6 pts
- URL: https://www.spotedcrypto.com/stablecoin-yields-2026-11-05/
- Published: 2026-11-05T00:00:22.000Z
- Updated: 2026-11-05T00:00:22.000Z
- Description: On Nov 5, 2026, 1 rate moved notably in our stablecoin yield tracker.
- Author: Sungjae Lee
- Tags: English, DeFi, Stablecoin Yields

On Nov 5, 2026, 1 rate moved notably in our stablecoin yield tracker.

## Biggest moves

__Biggest moves__
| Product                                           | Nov 4, 2026 | Today | Change (pts) | Why                  |
| ------------------------------------------------- | ----------- | ----- | ------------ | -------------------- |
| Simple Earn market rate (24h avg, before OKX fee) | 4.15%       | 5.74% | +1.59        | Cause not confirmed. |

## Rates on this day

### Exchange rates

__Exchange rates on this day__
| Exchange | Asset | Rate (APR) | Product                                           |
| -------- | ----- | ---------- | ------------------------------------------------- |
| OKX      | USDT  | 5.74%      | Simple Earn market rate (24h avg, before OKX fee) |
| OKX      | USDC  | 4.50%      | Simple Earn market rate (24h avg, before OKX fee) |
| Gate     | USDC  | 4.23%      | Simple Earn (flexible)                            |
| Gate     | USDT  | 3.03%      | Simple Earn (flexible)                            |
| Bybit    | USDC  | 2.36%      | USDC Flexible Savings                             |
| Bybit    | USDT  | 2.26%      | USDT Flexible Savings                             |

### Highest DeFi yields (TVL $100M+)

__Highest DeFi yields on this day__
| Pool                                                    | Chain           | APY    | Base / Reward | TVL   |
| ------------------------------------------------------- | --------------- | ------ | ------------- | ----- |
| Apyx Protocol APXUSD (apyUSD vault)                     | Ethereum        | 13.46% | 13.46% / —    | $148M |
| Pareto Credit USDC (FalconX)                            | Ethereum        | 8.07%  | 8.07% / —     | $141M |
| Sentora Curator USDC (Sentora USD)                      | Ethereum        | 7.48%  | 7.48% / —     | $113M |
| Midas RWA USDC (mGLO)                                   | Base            | 7.48%  | 7.48% / —     | $106M |
| Morpho Blue STEAKUSDG                                   | Robinhood Chain | 7.02%  | 4.01% / 3.01% | $521M |
| Centrifuge Protocol USAT (Janus Henderson AAA CLO Fund) | Ethereum        | 6.93%  | 6.93% / —     | $288M |
| Centrifuge Protocol USDC (Janus Henderson AAA CLO Fund) | Avalanche       | 6.93%  | 6.93% / —     | $264M |
| REUSD                                                   | Ethereum        | 6.91%  | 6.91% / —     | $351M |
| USD AI SUSDAI (30d unlock)                              | Arbitrum        | 6.78%  | 6.78% / —     | $440M |
| Accountable AUSD (Earn ACC Points)                      | Monad           | 6.64%  | 6.55% / 0.10% | $101M |

[See all rates on the live table](https://www.spotedcrypto.com/stablecoin-yields/).

**Not investment advice.** Yields change daily and can drop to zero. DeFi deposits carry smart-contract, depeg and liquidity risk; exchange products carry counterparty risk.